Unit Investment Trust Fund UITF

What is a UITF (Unit Investment Trust Fund)?

A UITF is a curated investment fund that is managed by experts to ensure high yield and quality returns. You can enjoy the profits of a diversified portfolio by purchasing units of participation in the fund. It's the perfect investment option if you don't have the time or knowledge for actual stock trading because it lets experts manage your investments through securities, bonds, equities, and other best-in-class instruments.

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Choose from our Investment Options

Conservative

Moderate

Aggressive

Click on the icons for details of the fund

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Type of UITF

SB MONEY MARKET FUND SB INTERMEDIATE TERM PESO BOND FUND SB PESO BOND FUND SB DOLLAR BOND FUND SB PESO ASSET VARIETY FUND SB PHILIPPINE EQUITY INDEX FUND SB HIGH DIVIDEND PESO EQUITY FUND SB PESO EQUITY FUND

Recommended Investment Time Horizon

3-6 Months

At least 1 Year

At least 1 Year

At least 1 Year

1-3 Years

1-3 Years

1-3 Years

1-3 Years

Minimum Investment

Php 10,000

Php 10,000

Php 10,000

$ 1,000

Php 10,000

Php 10,000

Php 10,000

Php 10,000

Minimum Additional Participation

Php 5,000

Php 5,000

Php 5,000

$ 100

Php 5,000

Php 5,000

Php 5,000

Php 5,000

Trust Fees Per Annum

0.20%

0.70%

1.00%

0.75%

1.50%

1.00%

1.50%

1.50%

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*We have changed the benchmarks of our Unit Investment Trust Funds (UITFs) with investments in Philippine Peso denominated bonds from the HSBC Philippines Local Bond Index to the Bloomberg Philippine Sovereign Bond Index. Please click here for the full announcement.

Why Invest in UITFs?

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Diversification

Investments (and risk) are spread across various asset baskets industry wide.

uitf unit investment trust fund return on investment treasury bills money market corporate bonds interest rate portfolio management
Liquidity

You can subscribe and redeem
on any banking day.

uitf unit investment trust fund return on investment treasury bills money market corporate bonds interest rate portfolio management
Affordability

You can start investing in UITFs with just P10,000.

uitf unit investment trust fund return on investment treasury bills money market corporate bonds interest rate portfolio management
Professional Fund Management

Seasoned fund managers constantly monitor markets for opportunities.

uitf unit investment trust fund return on investment treasury bills money market corporate bonds interest rate portfolio management
Transparency

You can check the value of your investment daily with NAVPU.

uitf unit investment trust fund return on investment treasury bills money market corporate bonds interest rate portfolio management
Regulated Product

Management and regulation of UITFs are governed by the Bangko Setral ng Pilipinas.

Are you ready to invest in UITFs?

Yes, I want to invest in UITFs right now.
Apply Online >
No, I want to learn more about investing.
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Frequently Asked Questions
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Disclaimer: 1The contents herein are intended for qualified investors or buyers and not for the financially unsophisticated investors. This material is not intended to be comprehensive and does not purport to contain all the information that a prospective investor may require. The investor should not rely solely thereon without making any independent analysis or research on the topic therein. This material is not intended as a substitute for sound investment or risk management advice. No representation or warranty as to its accuracy, reasonableness or completeness, express or implied is hereby made. Past performance is not indicative of future returns. Returns may fluctuate depending on market price movements. In no case shall this material be taken as an offer to engage in investment or trading. The contents are herein subject to change without prior notice.2The NAVPU is only indicative of the value of investment as of a certain date. However, for redemption, please note that the NAVPU will be not be known until the end of a certain business date.3Investments in UITFs are trust agreements, not deposit accounts. They do not have a guaranteed rate of return and are not insured by the Philippine Deposit Insurance Corporation (PDIC). Any loss or income of the fund is for the account of the Trustor/Investor. Historical performance, when presented, is purely for reference and not a guarantee of future results. Charges made against the fund are in the form of trust fees, taxes and qualified expenses. The Trustee (Security Bank - Trust Division) is not liable for the losses except for gross negligence, fraud or bad faith.