Fees and Charges

A PESO SAVINGS ACCOUNT
PROCESS/TRANSACTION FEES/CHARGES
Notarial fee (notarization of affidavit of loss) for lost passbook PHP200
Replacement of Lost Passbook PHP200
Bank Certification PHP100 + PHP50 for visa application for British Embassy
Statement on Demand (SOA) PHP50 per page
Dormancy Charges starting on the 61st month PHP30 per month
Minimum Balance Charges to be collected only, if the account falls below minimum balance for two (2) consecutive months PHP300 per month
Early Closure Charges (within 90 days) PHP200
Over-the-Counter (OTC) Deposit Fee, for eSecure account only PHP100
B DOLLAR SAVINGS ACCOUNT
US Dollar Notes, deposits exceeding $5,000 made by a Business client during the day
1.1 For Metro Manila, Central Luzon and South Luzon 1/4 of 1% of amount in excess of USD5,000
1.2 For Metro Cebu and Metro Davao 1/2 of 1% of amount in excess of USD5,000
1.3 For Other Branches not in 1.1 and 1.2 3/4 of 1% of amount in excess of USD5,000
Notarial fee (notarization of affidavit of loss) for lost passbook PHP200
Bank Certification PHP100 + PHP50 for visa application for British Embassy
Lifting of the 3 days hold on dollar notes deposit (For Cash Withdrawal) 1/4 of 1% of the amount of withdrawal or USD5, whichever is higher
Replacement of Lost Passbook PHP200
Statement on Demand (SOA) PHP50 per page
Dormancy Charges starting on the 61st month PHP30 (based on prevailing exchange rate)
Minimum Balance Charges to be collected, only if the account falls below minimum balance for two (2) consecutive months USD10 per month
Early Closure Charges (within 90 days) USD5
3rd Currency check deposit:
1.1 Correspondent Bank Charges To be determined based on currency
1.2 Courier Charges
1.3 Collection Fee USD6 per check, to be collected upon clearance of check
Service Charges on foreign currency checks for deposit
1.1 USD 25.00 to 50.00 USD2.50 per check
1.2 Above USD50.00 Above USD50.00
1.3 Returned check charges USD38.00 per returned check
1.4 Documentary Stamp Tax (DST) (for USD checks converted to PHP) PHP0.30 per PHP200.00 or a fraction thereof
C PESO CHECKING ACCOUNT
Notarial fee (notarization of affidavit of loss) for lost Trackbook /Recordbook PHP200
Replacement of Lost Trackbook /Recordbook PHP200
Dormancy Charges starting on the 61st month PHP30 per month
Minimum Balance Charges to be collected only if the account falls below minimum balance for two (2) consecutive months:
1.1 For All-Access Account PHP500 per month
1.2 For BusinessPlus Account PHP1,000 per month after the 3rd month
1.3 For other checking accounts PHP300 per month
Early Closure Charges (within 90 days) PHP200
Stop Payment Order (SPO) Request PHP300 per check; For more than 5 checks, maximum amount of PHP1,500 per SPO request
Bank Certification PHP100 + PHP50 for visa application for British Embassy
Cost of Checkbook
1.1 For All-Access, BusinessPlus Account, Regular Checking Account, All-in-One Checking Account PHP175 (Personal) / PHP350 (Commercial)
1.2 For CheckPower PHP200 (Personal) / PHP450 (Commercial)
1.3 For CheckRight PHP500 (with voucher) / PHP350 (without voucher)
Cost of Debit MasterCard Replacement PHP150
Cost of PIN Mailer Replacement PHP100
Statement of Account (SOA) for previous year/s PHP50 per page
RCOCI Charges PHP1,000 per check + PHP200 per day for every PHP40,000 amount of check or a fraction thereof
Presenting Bank's Charges on Returned Checks PHP1,000 per check
Over-the-Counter Withdrawal Fee PHP30 (free-of-charge, for All-Access and All-in-One Checking Account)
D TIME DEPOSIT
Documentary stamp Tax on pre-terminated TD PHP1 per PHP200 or a fraction thereof for the remaining term of TD
Pre-termination penalty for interest rate of TD (different penalty rate to be applied on pre-termination date) If less than 50% of the term = SA interest rate
If 50% of the term and above = 50% of the quoted rate
Bank Certification PHP100 + PHP50 for visa application for British Embassy
E ATM TRANSACTIONS
Interbank ATM Withdrawal Fee PHP10; PHP300 for Cirrus/Maestro
Interbank ATM Balance Inquiry Fee PHP1; PHP60 for Cirrus/Maestro
Declined Transaction for Cirrus Maestro PHP60
Interbank Funds Transfer (IBFT):
1.1 One (1) to four (4) transactions per day PHP25 per transaction
1.2 Five (5) or more IBFT per day PHP80 per transaction
F MANAGER'S CHECK/GIFT CHECK
Manager's Check/Gift Check PHP50
G WORLDLINK DEMAND DRAFT
Issuance Fee USD5
Handling Fee USD4
Cancellation Fee USD10
Photocopy Request Fee USD10
Documentary Stamp Tax (DST) ,if payment is made in Peso PHP0.30 per PHP200 peso equivalent or a fraction thereof
Commission 1/8 of 1% of total amount or minimum of PHP100
H SAFETY DEPOSIT BOX (SDB)
Rental
3 x 5 x 24 PHP600
4 x 5 x 24 PHP700
5 x 5 x 24 PHP800
3 x 10 x 24 PHP1,000
4 X 10 X 24 PHP1,200
5 x 10 x 24 PHP1,500
10 x 10 x 24 PHP2,500
15 x 10 x 24 PHP2,700
16 x 16 1/2 x 19 1/2 PHP3,000
Deposit for two (2) keys PHP1,500
Charges on Client-initiated force opening:
1.1 Lock & Key Replacement Fee PHP1,500
1.2 Other Charges PHP1,500
I INWARD REMITTANCES
SOURCE OF REMITTANCE DESCRIPTION OF CHARGES RATES/FEES
1. Foreign Telegraphic Transfer
Credit to USD CASA Commission USD5.50
Credit to Other FX Ccy (JPY, EUR, AUD, GBP, HKD, SGD, CAD) Commission USD5.50
Credit to USD CASA Commission Equivalent of USD5.50 Computed as follows: e.g.Yen Credit USD5.50 X Selling Rate (SR) (Dollar to Peso) / Buying Rate (Yen to Peso)
Credit to PHP CASA Commission USD5.50@ Selling Rate
DST PHP0.30 per PHP200 and a fraction thereof
Credit USD CASA with other local banks thru PDDTS (USD) Commission USD5.50
Commission USD5.50 @ Selling Rate
Credit PHP CASA with other local banks thru EPCS (PHP) DST PHP0.30 per PHP200 and a fraction thereof
2. Local Telegraphic Transfer (PDDTS)
Credit to USD CASA Commission USD5.50
Credit to PHP CASA Commission USD5.50 @ Selling Rate
DST PHP0.30 per PHP200 and a fraction thereof
Return to Sender USD Commission USD7.50
3. Local Telegraphic Transfer (RTGS)
Credit to PHP CASA /Return to RTGS Commission PHP100
RTGS Charges Computed as: Principal amount X 001
For Principal Amount of up to PHP10,000,500 Minimum of PHP100
For Principal Amount above PHP10,000,500 Principal Amount X 001 rounded off to the nearest Peso
For Principal Amount of PHP40MM and above Maximum of PHP400
4. Local Telegraphic Transfer (EPCS)
Credit to PHP CASA Commission PHP200
Return to Sender Commission PHP200
5. Paypal
PayPal Transactions Inward Remittance Fee Waived
J OUTWARD REMITTANCE CHARGES
DESCRIPTION OF CHARGES RATES/FEES
1. Foreign Telegraphic Transfer
Commission 1/8 of 1% of Principal Amount; minimum of PHP100
Cable Cost USD20 or its peso equivalent @ SR
DST (if principal is funded in pesos) PHP0.30 per PHP200 and a fraction thereof
If correspondent bank charges is "OUR"*
a. For USD and other 3rd Ccy** USD15 or its peso equivalent @ SR
b. For YEN Ccy** YEN5,000 or its USD/peso equivalent @SR
c. For EUR Ccy** EUR40 or its USD/peso equivalent @ SR
d. For HKD Ccy** HKD300 or its USD/peso equivalent @ SR
e.For AUD Ccy** AUD20 or its USD/peso equivalent @ SR
f. For SGD Ccy** SGD20 or its USD/peso equivalent @ SR
g. For NZD Ccy** NZD60 or its USD/peso equivalent @ SR
h.For GBP Ccy** GBP20 or its USD/peso equivalent @ SR
i. For CNY Ccy** USD15 or its peso equivalent @ SR
2. Local Telegraphic Transfer (PDDTS)
Commission 1/8 of 1% of Principal Amount; minimum of PHP100
Cable Cost USD20 or its peso equivalent @ SR
3. Local Telegraphic Transfer (RTGS)
Commission PHP100
Cable Cost PHP300
RTGS ChargesComputed as: Principal amount X .00001 Minimum of PHP100 for Principal Amount of up to PHP10,000,500
For Principal Amount above PHP10,000,500, multiply Principal Amount by .00001 rounded off to the nearest Peso
Maximum of PHP400 for Principal Amount of PHP40MM and above
If correspondent bank charges is "OUR"* To be collected upon receipt of billing from the beneficiary bank
4. Local Telegraphic Transfer (EPCS)
Commission PHP200
K CASH CARD
Replacement of Cash Card PHP150 (Local); PHP250 (International)
Replacement of PIN Mailer PHP100
Loading / Deposit (OTC) PHP100 per transaction Notes:
  • Fee is waived for PawnHero Pawnshop cardholders
  • Loading/deposit (OTC) is not allowed for USSC clients and ALL Payroll Cash Cards
Withdrawal (OTC) PHP100 per transaction
Funds Transfer (OTC) 1.1 CA/SA to CashCard 1.2 CashCard to CashCard PHP100 Notes:
  • Fee is waived for transfer of balance from old Cash Card to new Cash Card account for USSC clients, in case of loss/stolen Cash Card
  • Funds Transfer (OTC) is not allowed for ALL Payroll Cash Cards
Inactivity Fee PHP350 per month starting on the 14th month
Copy of Transaction Record (OTC) PHP50 per page

* SBC Client is the Remitter and all charges will be debited from his account.
** Subject to change, and billing received from the Beneficiary Bank
Updated as of July 2016