Get Approved Within 5 Days
Get the cash you need fast and hassle-free. Approval in just 5 banking days.
Overview
At a Glance
Take a look at what we can offer:
| Minimum Loan Amount | PHP 30,000 |
| Maximum Loan Amount | PHP 2,000,000 |
| Payment Terms | up to 36 months |
| Approval Time | within 5-7 banking days |
Standard Personal Loan Rates
Standard Personal Loan Rate
| Term | Monthly Add-on Rate* |
| 12-36 months | 1.89% |
*The Annual Percentage Rate (APR) begins at 29.48%.
*Estimated maximum APR is 37.53%.
*Rates shown are indicative only and may change upon approval.
Sample Computation: If you borrow P50,000 payable in 12 months using 29.48% APR, your monthly payment would be P5,110.
Fees and Charges
| Processing Fee | PHP 2,000 |
| Notarial fee for loan P100,000.01 to 500k | PHP 125 |
| Notarial fee for loans P500,000.01 to 1M | PHP 150 |
| DST | Approved Loan Amount / 200 * 1.50 |
| Penalty Fee | 3% of past-due amount for the month |
Get The Cash You Need
Make your dreams come true with our multi-purpose, low-interest personal loan with affordable payment terms.
Loan Up To Php 2M
No Collateral Required
Flexible Terms Up To 36 Months
No Credit Card Required
Requirements
Documentary Requirements
A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.
B. If Employed:
- One (1) valid government-issued photo ID
- Income Documents, any of the following:
- Certificate of Employment and Compensation
– issued within the last six (6) months - Latest ITR
- Latest one (1) month payslip
- Certificate of Employment and Compensation
C. If Self-Employed:
- One (1) valid government-issued photo ID
- Previous Year Audited Financial Statement
- SEC Registration / DTI Certificate
- Business Permit / Mayor’s Permit
- Latest three (3) months bank statements
- Latest GIS (if corporation)
Note: Additional documents may be required to process the loan.
Eligibility
- At least 21 years old at the time of application but not more than 65 years old upon loan maturity
- Must be a Filipino Citizen
- Must have an office or residence landline.
- If Employed
- Minimum gross monthly income:
- For Metro Manila: PHP15,000
- For outside Metro Manila: PHP12,000
- Minimum gross monthly income:
- If Self-employed:
- With at least two (2) continuous years of profitable operations in the same line of business
- Minimum gross monthly income:
- For Metro Manila: PHP30,000
- For outside Metro Manila: PHP25,000