Thank you!

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SALAD Chatbot

Already Enrolled in SALAD but can't avail via SMS?

Follow the steps below to avail SALAD via chatbot

  1. Click "SALAD Chatbot" button below
  2. Once you are in the chatbot Facebook messenger, type and send "avail SALAD".
  3. Type and send "yes" to agree with Security Bank Data Privacy Policy.
  4. Type and send your mobile number with 639XXXXXXXXX format.
  5. Type and send your last 5 digits payroll account number.
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Thank you!

Oops! You seem to have no reference numer.

SALAD Verification
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Unsuccessful!

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Eligible for Availment

Ineligible

With existing availment

With existing past due availment

Unavailable

Unavailable

Unavailable and no current SALAD availment

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Salary Advance Loan Details

Extended Salary Advance Loan Details

Deal Reference: {{ form_success_response_obj.new_deal_reference_no }}
**Outstanding Balance: {{ form_success_response_obj.rebooked_amount }}
** late payment fees and interest charges not included
Term: {{ form_success_response_obj.term }}
Amortization Amount: {{ form_success_response_obj.amortization_amount }}
Accrued Interest Amortization Amount: {{ form_success_response_obj.air_amortization }}
Days past due: {{ form_success_response_obj.days_past_due }}

What is Accrued Interest?

This is the loan interest incurred during the payment extension period. All unpaid loan balances continue to incur interest day by day, and consistent with the Bayanihan We Heal as One Act, accrued interest still applies. This is not a form of late fee nor interest on interest penalty.


Computation of Accrued Interest

Formula

Outstanding Balance X Effective Interest Rate X Number of Days
LegendDescription
Outstanding BalanceUnpaid principal amount of the original loan
Effective Interest RateEffective yield
Number of DaysBooking date (new loan) - Last payment made (original loan) / 360
Last Payment Made Original LoanLast payment date of original loan or if no payments are made use the booking date of original loan
Request for Payment Extension

With the implementation of Bayanihan to Recover as One Act (Bayanihan 2), your Salary Advance is eligible for a 60-day payment extension with applicable accrued interest which will be collected staggered over the remaining term of your loan. Visit Click here to know more.


What is Accrued Interest?

This is the loan interest incurred during the payment extension period. All unpaid loan balances continue to incur interest day by day, and consistent with the Bayanihan to Recover as One Act (Bayanihan 2), accrued interest still applies. This is not a form of late fee nor interest on interest penalty.


Computation of Accrued Interest

Formula

Outstanding Balance X Effective Interest Rate X Number of Days
LegendDescription
Outstanding BalanceUnpaid principal amount of the original loan
Effective Interest RateEffective yield
Number of DaysBooking date (new loan) - Last payment made (original loan) / 360
Last Payment Made Original LoanLast payment date of original loan or if no payments are made use the booking date of original loan
Personal Information
Terms and Conditions
  1. I hereby certify that all information herein is true and correct to the best of my knowledge.
  2. I hereby consent to avail of the sixty (60)-day grace period or payment extension offer of Security Bank Corporation as prescribed under the Bayanihan to Recover as One Act (R.A. NO. 11494 ).
  3. I understand that in availing of the payment extension, my loan will incur accrued interest during the payment extension period that will be collected on a staggered basis over the remaining term of my loan. The bank will compute the accrued interest upon the implementation of the payment extension, and I hereby accept the amount that the bank will compute with the assurance that said computation is in line with the Bayanihan Act and its implementing rules and regulations. This will be added to my existing amortization and will form part of my total amount due every due date.
  4. I also understand that upon submission of this application for payment extension, the extension will be applied to my loan and the same can no longer be reversed or cancelled.
  5. I hereby ensure that my payroll account will be funded for all the amortizations due as authorized.
  6. By submitting the information on this form, I hereby indicate my consent to its collection and use by the SBC Group, third parties and SBC partners for the processing of my transaction as required by data privacy laws and in accordance with the SBC Data Privacy Notice. Click here to read SBC Data Privacy Notice
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Since your account is past due please fill out the following details:

Submit your initial details and we will contact you to fulfill the rest of the application:

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