No Interbranch fees
Transfer money to any Security Bank accounts nationwide for free.
Multi-awarded product
The Asian Banker’s Deposit Product of the Year for 3 consecutive years.
Low opening balance
For as low as PHP5,000, you can open an account with us.
Fast and easy application
Opening an account online takes 15 minutes only.
No annual fee
Enjoy a waived annual fess for the first year – or no annual fee forever with Next Mastercard.
Special perks
Get exclusive offers at your favorite stores, hotels, and airlines.
Non-expiring rewards points
Earn 1 point for every PHP20 spent using your Security Bank credit card.
SimplyPay
Use your credit card to make bank deposit payments for rent, tuition, business suppliers, and more.
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Bundle Recommender
Not sure which bundle to choose? We’ll pick the best savings and credit card for you, whether it’s great rewards, a low annual fee, or cashback.
Answer a few quick questions to find the perfect bundle for you.
Choose how you want to save
All access account
- A savings and checking account in one
- Free Life Insurance
- Checkbook, Passbook, and EMV Debit Card
Easy savings account
- Low opening balance
- No interbranch fees
- Comes with a Debit and ATM Mastercard
Money builder
- High-yielding, no lock-in
- Low opening & maintaining balance
- Bonus interest rates
US Dollar Savings Account
- Get to choose how you’re going withdraw — either in PHP/USD.
- Keep track of your dollar transactions using your Security Bank passbook.
- Open a USD savings account in any of our 300+ branches!
Build up savings
- Up to 10x higher interest rate
- No lock-in period
- Up to 3x withdrawal per quarter
Compare credit cards
Cashback Platinum
Earn up to 5% cashback on everyday expenses like groceries, gas, utility bills, and more.
Gold Mastercard
Get exclusive offers on Shopping, Entertainment, Wellness, and Accommodation.
Platinum Mastercard
Enjoy premium access to airport lounges worldwide, free travel insurance, and 24/7 concierge service.
Next Mastercard
Enjoy no annual fee forever and automatic installment plan of 3, 6, and 12 months on purchases of at least PHP5,000.
World Mastercard
Travel seamlessly with Mastercard Airport Experiences—get exclusive Dining, Spa, and Entertainment privileges at selected airports.
Eligibility
- Filipino Citizen and Philippine Resident
- Principal cardholder and must be 21-65 years old
- Employed as a regular employee for at least 1 year or self employed profitably for at least 3 years
- For self employed must be a Security Bank depositor for at least 12 months
- Must have a landline number and email address
Required documents
- Government-issued photo-bearing ID.
- For employed applicants: 1 month payslip or signed COE or ITR.
- For self-employed applicants: ITR and 2 years AFS Business Permit and DTI/SEC Registration.
Features and services
Balance transfer
Transfer balances from other credit cards to your Security Bank credit card. Enjoy our lower installment rates.
Ready cash
Convert available credit card limit to cash and pay in monthly fixed installments.
Check application status
Get quick updates regarding the status of your credit card application.
Bills
payment
Automate bills payments using your credit card and remember just 1 due date.
Update credit card Information
Easily update your information through our online form.
ChargeLight
Pay big purchases in light installments with our lower rates.
Increase credit limit
Easily apply for a higher credit limit through our online form.
eSoA enrollment
Get your credit card statements through email.
Account Summary Details
| Opening Balance | Maintaining Balance | Interest Rate | Debit Card | Passbook | Checkbook | |
|---|---|---|---|---|---|---|
| All Access | PHP5,000 | PHP25,000 | 0.0675% |
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| Easy Savings | PHP5,000 | PHP10,000 | 0.0675% |
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| Junior One Account | PHP100 | PHP5,000 | 0.0675% |
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| Money Builder | PHP10,000 | PHP10,000 | 0.50% |
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| Build-Up Savings | PHP5,000 | PHP5,000 | up to 0.17%* |
|
Issued upon request | |
| US Dollar Savings Account | USD500 | USD500 |
|
Our accounts have no interbranch transaction fees!
*Depends on time deposit terms and amount.
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