1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase. Security Bank Corporate Mastercard and Security Bank Debit Mastercard are excluded from the promo.
2. Credit cardholders may avail either 0% ChargeLight Installment or Charge Now, Pay Later for up to twenty four (24) months installment tenors.
3. Charge Now Pay Later offer, tenor and minimum spend may vary per merchant.
4. To avail of the installment, credit cardholder must use their Security Bank Mastercard credit card for a minimum single transaction of PHP3,000.
5. 0% is subject to bank approval and only valid if the monthly dues are paid in full.
6. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.
7. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.
8. This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant.
9. Terms and Conditions governing the issuance and use of Security Bank Mastercard shall apply.

*Cardholders in good credit standing are those with Security Bank Mastercard credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.