0% Installment

Pay lighter by spreading out your transactions.

Get 5% off on all items plus avail our 0% ChargeLight Installment of up to 12 months Pay Later at Photoline with your Security Bank Mastercard credit card

Terms and Conditions

  1. The promo is open to all Security Bank Mastercard credit cardholders whose accounts are active, current, and in good* credit standing.
  2. The promo is from March 1 to December 31, 2020.
  3. Cardholders must use their Security Bank Mastercard credit card to pay in order to avail of the promo.
    • 5% off on all items plus 0% ChargeLight Installment up to 6 months and Pay Later
    • 0% ChargeLight Installment up to 12 months and Pay Later
  4. In this promo, Security Bank Mastercard credit cardholders except Security Bank Mastercard Corporate may avail of 3, 6, 9 and 12 months 0% ChargeLight Installment tenors.
  5. 0% is subject to approval and only valid if the monthly dues are paid in full.
  6. Payment deferral of 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.
  7. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.
  8. Offer is not transferable and is not convertible to cash or gift certificates.
  9. Offer cannot be used in conjunction with other ongoing promos, offers and discounts of the participating merchant.
  10. In the purchase of goods and services which are on promotional discount, the senior citizen can avail the promotional discount or the discount provided under Expanded Senior Citizen Act of 2010, whichever is higher.
  11. Terms and Conditions governing the issuance and use of Security Bank Mastercards shall apply.

*Cardholders in good credit standing are those with Security Bank Mastercard credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.

Participating Branches:


1. SM BATANGAS-Unit 239 2/F SM City Batangas Brgy Pallocan West Batangas City

2. SM STA ROSA-Unit 1124 SM City Sta Rosa Tagapo, Sta Rosa City

3. SM CLARK-R210 Sm Clark M A Roxas St. Malabanias Angeles City

4. SM AURA-Unit 04-05 Basement 1 SM Aura Premier Mc Kinley Parkway Brgy Fort Bonifacio Global City Taguig City

5. SM LIPA-SMLP 2112, SM City Lipa Ayala Highway, Lipa City Batangas

6. SM BACOLOD-SMBD 227-228 SM City Bacolod, Bridgeway Reclamation Area Bacolod City

7. SM BAGUIO-SMBG 351 3/F SM City Baguio Luneta Hill Upper Session Road Baguio City

8. SM CEBU-2/L SM City Cebu-North Wing North Reclamation Area Mabolo Cebu City

9. SM BALIWAG-Unit 21 2nd Flr Cyberzone SM City Baliwag Drt Highway Pagala Baliwag Bulacan

10. SM NAGA-SMNG 258 SM City Naga Central Business Park Dist II Triangulo Naga City

11. SM ROSALES-161 SM City Rosales Carmen East Mc Arthur Highway Rosales Pangasinan

12. SM ILOILO-2004a 2nd Flr. Sm City Mandurriao Iloilo City

13. SM TARLAC-Lower G/F Space 014 SM Mc Arthur Highway San Roque Tarlac City

14. SM SAN PABLO-G/F 140 SM City San Pablo National Highway Brgy San Rafael San Pablo City

15. SM CALAMBA-3/F 348 SM City Calamba National Highway Brgy Real Calamba City

16. SM BACOOR-Upper Ground Floor 1012 SM City Bacoor, Aguinaldo Highway, Brgy. Habay II, Bacoor, Cavite

17. SM MANILA-Space 308 SM City Manila Ermita Mla.

18. SM SAN LAZARO-LGF SMSL 084 SM City San Lazaro Huertas Cor. AH Lacson Sta Cruz Mla.

19. SM MOA-2nd Flr. Unit 284 Cyberzone SM Mall of Asia J.W Diokno Boulevard Brgy 076 Pasay City

20. SM FAIRVIEW-SMCF-0103 Main Building SM City Fairview Cor Regalado Ave Quirino Highway Fairview QC

21. SM NORTH-SMNE-112 SM City North Edsa The Block North Ave. Cor. Edsa Q.C

22. SM BICUTAN-UGF SMBT 121(B) SM Bicutan Doña Soledad Ave. Cor. West Don Bosco Bicutan

23. SM DASMA-Space 032 SM City Dasmariñas Cavite

24. SM MARIKINA-SMMK 020 LGF SM City Marikina Marcos Highway Kalumpang Marikina City

25. SM LAS PINAS-UGF 215 SM Center Las Pinas Alabang Zapote Rd. Pamplona Dos Las Pinas City

26. SM ROSARIO-2/F SMRO 213 SM City Rosario Brgy. Tejeros Convention Rosario Cavite

27. SM MEGAMALL-5/F SM Megamall Ortigas Ave. Dona Julia Wack wack Greenhills Mandaluyong City

28. SM NOVALICHES-G/F Unit 133 SM City Novaliches Brgy San Bartolome Novliches QC

29. SM MASINAG-UGF Space 126 SM City Masinag Marcos Highway Mayamot Antipolo City

30. SM TAYTAY-Unit 219 (A) SM City Taytay Manila East Road Brgy Dolores Taytay Rizal

31. SM OLONGAPO-3F Unit 309B SM City Olongapo Magsaysay Drive cor Gordon Ave Pag Asa Olongapo City

32. SM CONSOLACION-Space 148 SM City Consolacion Lamac Consolacion Cebu City

33. SM GENSAN-CY 29 SM City Gensan Santiago Blvd., Lagao Gen Santos City

34. SM STA MESA-Level 3 Unit C36 SM City Sta Mesa R Magsaysay cor Araneta Dona Imelda QC

35. SM LANANG-L3 Unit 304 SM Lanang Premier Davao City

36. SM SAN MATEO-2nd Flr. Unit 220 SM City san Mateo Ampid 1 San Mateo Rizal

37. SM SOUTHMALL-3/F Unit 302 Cyberzone SM Southmall Alabang Zapote Road Las Pinas City

38. SM SANGANDAAN-3/F Unit 312 SM Center Sangandaan Road Caloocan City

39. SM SEASIDE-3rd Floor Unit 3103 SM Seaside South Rd. Properties, R. Mambaling, Cebu City

40. SM NORTH MAIN-CCB 21F LG/F Main Bldg. SM City North Edsa Co., North Ae., Bagong Pag Asa QC

41. SM MOLINO-2nd Floor Unit 245 Sm City Molino Brgy Molino 4 Bacoor Cavite

42. SM SAN JOSE-CZ015-46A LGF SM City San Jose Del Monte Tungkong Mannga San Jose Del Monte Bulacan

43. R. IMUS-024 Level 1 R. Place Aguinaldo Hi way Imus Cavite

44. R. ERMITA-G/F R. Place Pedro Gil St. Ermita Mla.

45. R. GALLERIA-G/F Level Robinsons Galleria Edsa Q.C

46. R. METRO EAST-Space114-116 Level 1 R. Place De La Paz Pasig City

47. R. DASMA-Space 264 Level 1 R. Place Dasma Aguinaldo Hi-way Dasmariñas Cavite

48. R. PIONEER-Level 1 Space 1011 & E107 R. Place Pioneer St. Mandaluyong City

49. R. OTIS-Level 2 Space 217 R. Otis, Paz M. Guanzon St. Pandacan Mla.

50. R. BACOLOD-Level 1 Space 073-074 Robinson’s Place Bacolod City

51. R. CEBU-Space 005-006 Level 2 Robinsons Place, 20 Osmeña Ave., Cebu City

52. R. ILOILO-Space 301, Shophouse Area, Mabini St., Robinsons Place Iloilo City

53. R. LAS PINAS-L2-84 Robinsons Place Las Pinas Alabang Zapote Toad Talon 1 Las Pinas City

54. R. PALAWAN-Level 2 Robinsons Place Palawan San Manuel Puerto Princesa City Palawan

55. R. ROXAS-Unit 2-02246 Robinsons Place Pueblo De Panay Lawaan Roxas City

56. COMMONWEALTH UPPER-Ever Commonwealth Ctr. Don M Marcos Ave. Cor. Don Antonio Q.C

57. MARKET MARKET-3/F Space 324 Lot C Market! Market! Mall Mckinley St. Bonifacio Taguig City

58. FILINVEST ALABANG-RL-LW Level 1 Festival Supermall Filinvest Corp. City Muntinlupa City

59. ALIMALL-UGF Space 38A Alimall II Cubao Q.C

60. MALABON-G/F Space AXG-13 Malabaon Citisquare Annex C-4 Road Cor. DD Ave. Longos M.C

61. CASH & CARRY S44-2/F Cash & Carry Mall South Superhighway Makati City

62. CSI I-Unit 118 G/F CSI City Mall Lucao District Dagupan City

63. CSI II-G/F Csi Market Square A B Fernandez Ave Dagupan City, Pangasinan 2400

64. NEPO ANGELES-G/F 101 Nepo Mall Doña Teresa Ave., Angeles City, Pamp.

65. NEPO ALAMINOS-G/F Unit 29 Nepo Mart Alaminos Quezon Avenue Alaminos City

66. JENRA DAU-G/F Unit 14 Jumbo Jenra Dau Mabalacat Pampanga

67. VIGAN-G/F Unit 04-05 JTC Mall, Balaleng Bantay Ilocos Sur

68. NAGALAND-Level 2 Space 202 Nagaland E-Mall Elias Angeles St. cor.Pediaz St. Naga City

69. LIMKETKAI-West Promenade Limketkai Mall Limketkai Center Cagayan De Oro

70. LCC POLANGUI-P1-P1-002 G/F LCC Mall Polangui, Polangui Albay

71. LCC LEGASPI-Level 1 G/F LCC Mall Legaspi Penaranda St. Legaspi City

72. LCC TABACO-TCM 1 P-04 Gen. Luna St. Divino Rostro Tabaco City Albay

73. VICTORY ANTIPOLO-G/F Unit 14 Victory Park & Shop Antipolo City

74. MARQUEE MALL-Level 2 Space 2114 Marquee Mall Francisco G Nepo Ave Angeles City

75. ABREEZA MALL-Space 3114 Level 3 Abreeza Mall JP Laurel Ave Bajada Davao City

76. HARBOR POINT-2/F Harbor Point Mall Rizal Highway Central Business District, Subic Bay Freeport Zone

77. CENTRIO MALL-Level 3 Space 3091 Centrio Mall CM Recto Avenue Cagayan De Oro City 9000

78. FAIRVIEW TERRACES-Space L076 GL Fairview terraces Quirino Hiway Cor Maligaya Dr Brgy Pasong Putik Novaliches QC

79. ATC-Ground Floor Space 110 Alabang Town Center Alabang Muntinlupa City

80. YANKIT LEGAZPI-2/F Flr Yankit Bldg. Lando Business Park Capantawan, Legazpi City

81. VISTA MALL-2ND Floor Unit SF-16 Vista Mall Bataan Brgy. Cupang Proper, Balanga City, Bataan

82. GAISANO SORSOGON-Ground Floor (GF-03), Gaisano Capital Sorsogon, R. Magsaysay St., Poblacion, Sorsogon City

83. SM CDO2-Unit 349, Sm Cdo Downtown Premier Cm Recto., Cagayan De Oro City

84. R. ILIGAN-level 2 l2 202, robinsons place iligan, macapagal ave. iligan city lanao del norte

85. SM MARILAO-Space 2116 2nd floor Sm City Marilao Bgy. Ibayo Macrthur Hiway Marilao Bulacan.

86. SM BACOOR2-Unit 460 4th Floor, Sm City Bacoor, Habay Ii, District 1, Bacoor City

87. SM TELABASTAGAN-2nd Unit 255 Sm City Telabastagan Brgy. Telabastagan San Fernando City Pampanga

88. UP TOWN CENTER-Grd. Floor Phase 1b-161 Up Town Center Katipunan Avenue Q.C

89. SOUTHWOODS-2/F Unit B22 Southwoods Mall Binan Laguna

90. R. ERMITA PRO-Space 190 L2 Adriatico Wing Robinsons Place Manila Pedro Gil St. Cor M. Adriatico

91. SM LEGAZPI-3rd Floor Unit 3033 Sm City Legazpi Tahao Road Legazpi City Albay 4500

92. SM PALAWAN-2/F Unit Cz11 Sm City Pp Malvar Road Cor. Lacao St., Palawan 5300

93. SM PAMPANGA ANNEX-  GRD. Floor CZ103 SM City Pampanga San Jose City of San Fernando. Pampanga 2000

94. AYALA BACOLOD-LGF Space No. G83 Ayala Malls Capitol Central, Gatuslao St. Bacolod City 6100

95. SM DAGUPAN-2/F Unit 269, Sm Center Dagupan, M.H. Del Pilar St. Brgy. Herrero Perez