While refining that dream plan, grow your funds in the
best high-yield savings account with no lock-in period
and access them when you’re ready.
Note: The base interest rate for Regular Build Up Savings is 0.074% while the base interest rate for Premium Build Up Savings is 0.17%
This account is perfect for:
Regular Build Up Savings | Premium Build Up Savings | |
Opening Balance | PHP 5,000 | PHP 5,000 |
Maintaining Balance | PHP 5,000 | PHP 50,000 |
Balance to Earn Interest | PHP 10,000 | PHP 50,000 |
Base Interest Rate | 0.074% | 0.17% |
For Resident Citizen, Non-resident Citizen and Resident Alien | 1 primary valid ID or 2 secondary valid IDs Click here for the list of valid IDs |
For Non-resident Alien | Passport or Alien Certification of Registration (ACR) I – Card |
Allows you to be carefree and flexible with your spend.
Shop, dine, pay bills with ease using an account perfect for your everyday spend.
Easily manage your account with Security Bank Online Banking & Mobile App.
Get your Everyday Card and SB Online Access on the same day you opened it!
Easy-to-use and seamless, our online banking facilities are designed to provide the best possible online banking experience.
“I opened my Premium Build Up Savings account at a Security Bank branch and it was so convenient. Didn’t need to fill out any forms.”
Maria J.“The flexibility of Build Up Savings is perfect for an occasional spender like me. And the high interest rates are just too good to pass up!”
Leah D.If you exceed the maximum allowed withdrawal, which in this case is 3 times per quarter, your account’s interest rate will revert back to the Savings Account interest rate.
Anyone can open this high-interest account as long as minimum requirements are met. It is recommended for people who want higher returns but want to retain access to their accounts.
What is an Everyday ATM Debit MasterCard?
Everyday MasterCard is an international Debit and ATM MasterCard that you may use for ATM withdrawals, point of sale, and online purchases both locally and abroad.
The Everyday ATM Debit MasterCard entitles you to the ff. benefits:
Use your Everyday ATM Debit MasterCard to transact with the partner merchant. Terms and conditions apply.
The ATM Everyday Debit MasterCard is instantly issued upon account opening. Activation, however, takes 24 hours. You may only use your card the day after account opening.
Note that the Everyday Debit MasterCard must be activated first through a Security Bank ATM Machine before you can use another bank’s ATM.
Yes, you can use your card in CashLink, BancNet, or MegaLink ATMs nationwide. Outside the Philippines, you can use any ATM that accepts MasterCard. Please note however those certain withdrawal fees and charges apply.
Immediately inform us of the lost or stolen privilege card by calling the Customer Service Hotline at (632) 8887-9188. You may also go to any branch to have your card replaced. A card replacement fee of P150 will be charged.
Your card will expire 5 years after getting it. Upon expiry, present your card to any Security Bank branch for free renewal.
Yes, you may choose to avail one or both facilities available to the Build Up Savings / Premium Build Up Savings account (passbook, ATM).
This will follow the existing turnaround time:
Don’t know how to activate? Click here.
Dormancy (starts on the 25th month) – per month | P30 |
Charge for Fall Below Min. Bal – per month after 2 consecutive months | P300 |
Lost Passbook Fee | P200 |
Early Closure Fee (within 30 days) | P300 |
Card Replacement Fee | P150 |
Interbank Withdrawal Fee (BancNet/Megalink) | P10 |
For further inquiries, please call the Security Bank hotline at (632) 8887-9188.
PRIMARY ID | SECONDARY ID |
ACR / ICR | Barangay Certification |
Digitized Persons with Disabilities (PWD) ID | City Health Card / Health Certificate Card |
Driver's License | Company ID - Shall be classified as Primary ID for Security Bank employees and subsidiaries |
GSIS e-Card | DSWD Certification |
Integrated Bar of the Philippines | GOCC ID [e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)] |
Maritime Industry Authority (MARINA) ID | NBI Clearance |
NCDA ID | OFW ID |
Passport | OWWA ID |
Philippine Identification (PhilID) Card | Pag-IBIG Loyalty Card |
Postal ID (PVC Plastic Card) | Digitized/PVC PhilHealth Insurance Card ng Bayan (PHICB) |
PRC ID | Police Clearance |
School ID | Postal ID (Paper-based card) |
Senior Citizen Card | Seaman's Book |
Special Resident Retiree's Visa (SRRV) ID | Solo Parent ID |
SSS Card | Tax Identification Number (TIN) |
Unified Multi-Purpose ID | |
Voter's ID |
Additional identifications (IDs) or documents may be required by our branch based on the interview and the type of account to be opened. The Bank reserves the right to decline account opening request based on its evaluations.