Financial Blog


Our New Installment Credit Card: Next Mastercard

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Worried about purchasing your next phone or booking your next staycation at your favorite hotel? With Next Mastercard, you can convert your big purchases to an easy installment plan of up to 12 months! No need to worry about paying a big amount upfront—enjoy now and pay later.

What’s more? Our Next Mastercard has no annual fee forever. Having no annual fee means you can start enjoying the upside of having a credit card without thinking about additional yearly payments. Annual fees range from P1,000 to P5,000 depending on what credit card you have. And that’s huge.

Our Next Mastercard is for both frequent and occasional credit card users. Since there is no annual fee, occasional users who use the credit card once or twice a month won’t feel the burden to use it more frequently. On the other hand, frequent users will enjoy exclusive promos, auto-installment, and SimplyPay features. It’s a win-win!

For whatever is next on your list, our Next Mastercard got you covered.

Main Features

Auto convert to installment

Automatically convert your big purchases (PHP 5,000 and above) to an easy installment plan of up to 12 months.


Conveniently pay anything with a credit card for expenses that require bank deposits such as rent, business suppliers, tuition fees, and professional service fees.

No annual fee forever

Enjoy waived annual fee for life

Online Purchase Insurance

Get up to 200 USD coverage with Mastercard E-Commerce Purchase Protection when you shop online.

Exclusive Mastercard promos

Get freebies and discounts at your favorite shops and restaurants

Supplementary Cards

Get up to 5 supplementary cards and manage your family’s expenses better

Worldwide acceptance

Shop at ease with affiliated merchants worldwide

This card is perfect for:

  • Online-shoppers
  • Occasional and frequent credit card users
  • Travelers
  • Gamers
  • Movie and TV buffs
  • Music lovers


To be eligible, you must:

  • Be 21 to 65 years old for Primary Cardholders
  • Be a regular permanent employee with at least one (1) year tenure or owns a profitable business for the past three (3) years
  • Earn a minimum gross annual income of Php 540,000 per year if you have another credit card or Php 600,000 per year if you have no credit card
  • Have a home and/or office landline number
  • Have an email address and mobile number
  • Be in good credit standing

Interested? Click the button below to learn more.



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