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http://www.sbcards.com.ph

SB Cards Corporation Centre
114 Valero St., 
Salcedo Village,Makati City
(632) 810-4521 / 814-2740 / 814-2641

SB CARDS CORPORATION

SB Cards Corporation (SB Cards), a wholly owned subsidiary of Security Bank Corporation, is considered a pioneer in the Philippine credit card industry with a long and rich history marked with key industry milestones.

The exclusive franchise holder of Diners Club International in the country starting 1980, SB Cards also began issuance of the Security Bank MasterCard in 2003 to complement the market reach of its more exclusively positioned Diners Club with another strong and globally recognized brand.

2006 was another banner year for SB Cards as it was once again awarded the Best Franchise in the Asia Pacific Region for Diners Club International over 11 other franchises in the region. The prestigious


award was first given to Diners Club Philippines in 2004 and again in 2006. This award underscores Diners Club Philippines consistency in growing the
business and innovating.

Together with these milestones were significant improvements in service and process rendition thus attaining an overall focus on customer and quality management. Hence, it was fitting that Diners Club Philippines was recognized as the 2006 Diners Club International Best Service Provider in the Asia Pacific Region. Diners Club Philippines was also recertified under ISO 9001:2000 for its quality management system in December 2006.

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SB CAPITAL INVESTMENT CORPORATION (SB CAPITAL)

SB Capital Investment Corporation is currently one of the most stable, well-capitalized and active investment houses in the Philippines. A wholly-owned subsidiary of Security Bank Corporation, SB Capital provides a wide range of investment banking and financial services aimed at satisfying the diverse financial needs of institutions and individuals. These services include debt underwriting and syndication, project finance, equity underwriting, private placements, financial advisory, mergers and acquisitions (M&A), privatization, investment and corporate advisory services and stock brokering services through its stock brokerage subsidiary, SB Equities, Inc.

To complement its operations, SB Capital boasts of a formidable management team composed of seasoned and competent investment bankers as well as dynamic support staff. Since it started commercial operations in 1996, SB Capital has been involved in a myriad of engagements serving the requirements of large corporations and multinationals. These engagements have strengthened SB Capital’s strategic alliances with leading local and international financial institutions, carving out a niche for the company in major growth industries such as power, energy, telecom, property, cement, shipping and agribusiness.

In pursuit of its vision to become one of the country’s top investment houses, SB Capital’s strategic thrusts include focusing investment banking activities on its market niche, nurturing a professional and competent deal team, and institutionalizing a client-centered approach in all aspects of operations.

18/F Security Bank Centre
6776 Ayala Avenue, Makati City
(632) 8403743/8403742

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SB EQUITIES, INC.

SB Equities, Inc. is one of the leading stock brokerage houses in the Philippines. Based on traded value, it continues to figure among the top 20 in the industry, ranking 13th in 2006, amongst 130 active member-brokers in the Philippine Stock Exchange (PSE).

The company has also been recognized as the third best local stock brokerage in Asiamoney’s recently published Brokers Poll 2006, an award it also previously achieved in Asiamoney’s 2004 Brokers Poll. The survey was conducted among chief investment officers, senior fund managers and senior investment analysts at fund management houses, hedge fund and private equity firms, insurance companies and wealth management houses. The poll results for the best local brokerage focuses on overall sales, trading and execution.

To date, the patronage that SB Equities, Inc. enjoys from equities investors continues to expand, especially within the Chinese-Filipino community. The Company continues to take concrete steps toward building a solid base of both foreign and institutional clientele, thereby balancing its revenue profile and fueling business growth.

Its affiliation with Security Bank Corporation and SB Capital Investment Corporation adds strength to its position as a reliable equities broker, ensuring managerial expertise, stronger research, and wider market reach.

SB Equities, Inc. is committed to upholding its position as a major player in the Philippine Stock Exchange by delivering first-rate professional service and continuously modernizing its trading and backroom capabilities to keep in step with the persistently dynamic information age.

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18/F Security Bank Centre
6776 Ayala Avenue, Makati City
Dealing Room Nos. (632) 8911243, 8911257, 8911258, 8911278
Settlement Tel Nos. (632) 8911037, 8911031
Email Address: SBEquities@securitybank.com.ph

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SECURITY FINANCE, INC. (SFI)

Security Finance, Inc. is the consumer arm of Security Bank Corporation established to service the growing consumer finance market, particularly the automotive and real estate industries.

SFI offers loan packages for car financing and leasing, equipment leasing, housing loan, commercial loan and receivables discounting.

14/F Security Bank Centre
6776 Ayala Avenue, Makati City
(632) 891-1036/8911115

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SB FOREX, INC. (SBFI)

SB Forex, Inc., a wholly owned subsidiary of Security Bank Corporation, is engaged in foreign exchange dealership and brokerage, servicing the dollar and selected third currency requirements of banks, private companies and individuals.

11/F Security Bank Centre
6776 Ayala Avenue, Makati City
(632) 893-7878/ 812-9978

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SB Cards Corporation
SB Capital Investment Corporation
SB Equities, Inc.
Security Finance, Inc.
SB Forex, Inc.

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Security Land Corp.

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